Anyways today I have been working on my personal budget- not my idea of a good time but I find that my spending can get out of control if i don't keep it in check! . And as that falls in line with organization( I do not proclaim to be a financial consultant), I will share some tips on what works for me and my family. I am a huge fan of Gail Vaz Oxlade and love this very easy spreadsheet that I have been using off of her website: http://www.gailvazoxlade.com/resources/interactive_budget_worksheet.html
I always hate being restricted by a budget but everyone, even really rich people need to budget! You know what they say, "fail to plan, plan to fail' and budgeting is really no different. It is not much fun to set up but what a relief once you get one in place that works for you and your family.
I wanted to also add that Apple has a great app for tracking your fiances with the 'Account Balances' App.
