Financial Organization

Keeping on top of your finances is a huge responsibility and the cause of much stress in a lot of households. I have found this website  by Gail Vaz-Oxlade extremely helpful for budgeting and keeping my personal finances in order.

I have found the below worksheet very helpful for tracking where all of our money is going and for organizing our families budget.  
http://www.gailvazoxlade.com/resources/interactive_budget_worksheet.html

On this website you will also find many other interactive worksheets to help track debt and come up with ways to get a hold on debt. She offers a lot of tips on keeping your finances in order. Here is the link to the general site;

 http://www.gailvazoxlade.com/resources.html

Getting finances organized and in order may feel like a huge daunting task, but once done takes a huge weight off your shoulders.

Organizing your Money!!

I have been major MIA in writing in my blog lately and for that i apologize!! Kids are finally settled in school I am trying to establish a routine around their routines!!


Anyways today I have been working on my personal budget- not my idea of a good time but I find that my spending can get out of control if i don't keep it in check! . And as that falls in line with organization( I do not proclaim to be a financial consultant), I will share some tips on what works for me and my family. I am a huge fan of Gail Vaz Oxlade and love this very easy spreadsheet that I have been using off of her website: http://www.gailvazoxlade.com/resources/interactive_budget_worksheet.html
I always hate being restricted by a budget but everyone, even really rich people need to budget! You know what they say, "fail to plan, plan to fail' and budgeting is really no different. It is not much fun to set up but what a relief once you get one in place that works for you and your family.
I wanted to also add that Apple has a great app for tracking your fiances with the 'Account Balances' App.

Getting Organized for Back to School...

And the ever dreaded chore of making school lunches! I started getting some ideas from pinterest together and here is what i have come up with so far....
http://pinterest.com/errandenise/kids-lunches/

summer!!!

As you can see I had a great time with my family last week vacationing at the cottage but as summer starts to wind up you must be prepared for the inevitable....

 Yes I went back to school shopping and am ready for the little darlings to go back to school! We had a great summer (still having) but nothing like being ready for it as it sneaks up on you fast!!

Gardening!

What a busy week helping a client get ready to sell their house. I didn't take a lot of before and afters, due to sheer exhaustion but here is a before/after of the front flower bed...

My clutter!

I will fully admit to being in a state of constant work in progress as far as organizing for myself is concerned.... Finding the time is what most of us struggle with. I was able to find some time this week to organize some spaces and boy does it feel great! And of course, as always I took some before and afters!